Finding the Best 0% APR Balance Transfers Offers

If you've been looking at different credit card offers of 0% APR balance transfers, it's important to know that there are many features you should look for in these credit cards besides just getting the 0% intro APR or the option of balance transfers.

Having credit cards that offer 0% APR balance transfers is the perfect opportunity to pay off other credit cards you may have that may not carry a low interest. With credit card usage so high today, many consumers own several credit cards, each with high balances. Economy has not been the best lately, which is making it very difficult for many to pay their credit cards as quickly as they'd like. Credit card offers of low interest, low APR and, particularly 0% introductory APR with or without balance transfers look especially attractive to consumers. Whether these credit cards are personal or business credit cards, these cards are something everyone wants. Nothing seems better than having the luxury of credit cards but getting them with a low APR or, better yet, 0% intro APR. You'll see many offers of consumer or business credit cards offering these special offers to help you pay off other credit cards and save money in the process. With so many of these 0% intro APR offers out there, you may be confused as to which are the best offers.
Always when choosing credit cards, choosing ones with a low APR is of most importance. Even if you're getting a 0% introductory APR, this only lasts for a certain length of time. Make sure when the 0% intro APR period is up, your card will still feature low interest. Unfortunately, too many consumers only pay attention to the 0% intro APR without realizing they're paying a high interest rate after the introductory period. If these credit card offers also featured balance transfers and these were not paid off during the 0% intro APR period, they're now paying these balances off at a high rate of interest. Business credit cards get hit especially hard with interest when this happens. This is why it's very important to make sure the credit cards also offer low interest. Once you've found credit card offers that feature a low APR after the introductory period, look for the credit cards that offer the longest 0% introductory APR period. The longer you can pay your balances with 0% APR, the more money you'll save.
Copyright © 2008 All Rights Reserved.