The Benefits of 0 APR Balance Transfers

Credit card offers of 0% introductory APR balance transfers are perfect for lowering your payments on credit cards. Credit cards are being offered everywhere you look-business credit cards, low interest credit cards, low APR credit cards and credit card offers of 0% intro APR and 0% introductory APR balance transfers. Before you jump at these low interest credit card offers, make sure you know what you're getting.




0% introductory APR balance transfer credit cards will charge no interest during the introductory period and will allow you to transfer balances from other credit cards, even business credit cards. If you feel bogged down by too many credit card payments, 0% introductory APR balance transfer credit cards may be just what you need. Many of these 0% intro APR credit cards offer low or 0% on new purchases as well as transferred balances. Make sure you know what's really offered with low interest, low APR or 0% intro APR credit card offers before you begin using the credit cards. There are many different types of personal and business credit cards out there today, each offering some special features, with 0% introductory APR or low interest being the most commonly advertised features. Some of these credit cards offering 0% intro APR or 0% introductory APR sound great until you find out the introductory period only lasts a couple months and then the low or 0% intro APR is replaced with a high interest.
 
Another thing to look for is if the 0% intro APR is for balance transfers AND purchases or just one. Some credit cards feature 0% introductory APR on balance transfers but owners soon discover they're being charged a high interest on purchases made on the credit cards. This type of "low interest" or "low APR" credit card turns out to be very expensive credit cards, especially when they're business credit cards. Always learn all you can about credit card offers, specifically those offering 0% intro APR or other low interest, low APR deals. The offer of 0% introductory APR may only apply if you pay your bill in full each month or low interest or low APR may be accompanied by an annual fee. Businesses benefit from credit cards offering low APR or 0% intro APR with balance transfers. Without thoroughly checking the details, some of these credit cards can become costly.
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