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IBERIABANK Visa ® Select Card

Introductory Rate of 0.00% for 12 months from date opened, on Purchases. (If there is an interest charge, the charge will be no less then $1.00). This rate will not change during the introductory period.
Low Introductory APR on Balance Transfers of 1.99% for the first 12 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Low Ongoing Variable Rate APR after introductory period of 7.50% (Prime + 4.25%). This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less then $1.00).
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Rates and Fees

Introductory Rate	Purchases:	0%	Balance Transfers:	1.99%
Introductory Period	Purchases:	12 Months	Balance Transfers:	12 Billing cycles*
Regular APRs	Purchases:	7.50%	Balance Transfers:	7.50%
Fees	Cash Advance:	*	Penalty:	*
	Annual:	$35	Balance Transfers:	3% of the transfer amount
	Late:	$35	Cash Advance:	See Terms*
Important	See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.