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Airline Miles

Air miles are earned by using a credit card that offers this type of reward. Frequent flyer miles, as they are often called, are earned in a variety of ways, depending on the type of card obtained. Air miles are points that accumulate over time. Use your card to make any purchase, or to make travel related purchases, to increase the number of frequent flyer miles available to you to use.

Miles by Discover® Card

12,000 Bonus Miles – 1,000 Miles each month you make a purchase for the first 12 months
Double Miles on up to $3,000 in travel and restaurant purchases each year
Book any travel, anytime with no blackout dates or restrictions
1 Mile for every $1 on all your other purchases
Unlimited Miles that never expire
No Annual Fee
Redeem for travel credits to your account, gift cards from any of our 90 brand-name Partners or cash starting at just 1,000 Miles

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	6 Months*	as low as 11.99% Variable*	None	No	Good

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Blue Sky from American Express(R)

0% Intro APR for 6 months on purchases
Earn 1 point for every dollar you spend
Points good on any airline, hotel, car rental and more.
No blackout dates or travel restrictions
Express Approval. Get a decision in less than 60 seconds.

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
See Terms*	See Terms*	As Low As 17.24%	No Annual Fee	No	Good

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Platinum Delta SkyMiles(R) Credit Card from American Express

Earn 20,000 bonus SkyMiles(R) (including 5,000 Medallion Qualification Miles) after first purchase and another 2,500 for adding an Additional Cardmember
Earn one companion Coach Class ticket each year upon renewal
Earn at least 1 mile for every eligible dollar spent
Miles never expire and there is no cap on the miles you can earn
Pay with Miles: Pay for all or part of your flight with miles - and put the rest on your Card
Express Approval. Get a decision in less than 60 seconds.

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
See Terms*	See Terms*	14.50%	$150 per year	No	Excellent

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Delta Reserve Credit Card

Annual First-Class companion certificate, which can be used for a First-Class or Coach-Class ticket!
Earn up to 10,000 Medallion(R) Qualification Miles (MQMs) after your first purchase
Built-in Miles Boost^SM - earn up to 30,000 MQMs and 30,000 bonus miles
Complimentary Crown Room Club(R) access for you and two guests
Access to American Express(R) Concierge Services
Pay with Miles - pay for all or part of any Delta flight with your miles

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
See Terms*	See Terms*	14.50%	$450 per year	No	Excellent

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Platinum Card(R) from American Express

Earn 25,000 Membership Rewards(R) bonus points when you spend $1,000 in 3 months - Redeemable for one round-trip domestic airline ticket!
24-hour access to Concierge service for the finest experiences in dining, entertainment, and luxury
Fine Hotels & Resorts Program - exclusive amenities at boutique, resort, and luxury hotels around the world
By Invitation Only(R)Events - access to exclusive, once-in-a-lifetime events
Complimentary Airport Club Access
The Membership Rewards First(R) program - Enjoy exclusive access to rewards and experiences featuring luxury retail, lifestyle, and world-class travel

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A	N/A	N/A	$450 annual fee	No	Excellent

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Escape by Discover® Card

25,000 Bonus Miles – 1,000 Miles each month you make a purchase the first 25 months
Unlimited Double Miles on all purchases
Book any travel, anytime with no blackout dates or restrictions
2 additional Miles for every $1 you spend through ShopDiscover, our exclusive online shopping site
Enhanced travel benefits
Redeem for travel credits to your account, gift cards from any of our 90 brand-name Partners or cash starting at just 1,000 Miles
$60 Annual Fee

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	6 months*	as low as 11.99% Variable*	$60*	Yes	Excellent

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American Express (R) Preferred Rewards Gold Card

Earn 10,000 Membership Rewards(R) bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!
The Membership Rewards(R) program - Earn 1 Membership Rewards(R) point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.
Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
Express Approval. Get a decision in less than 60 seconds.

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A	N/A	N/A	$125 annual fee	No	Excellent

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Starwood Preferred Guest(R) Credit Card from American Express

Earn up to 25,000 Starpoints (R) - enough for up to 6 free nights at a category 1 or 2 hotel.
Use Starpoints(R) for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
No annual fee for the first year and $45 thereafter
Transfer Starpoints(R) - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines
Earn one Starpoint(R) for every dollar you spend and double Starpoints(R) at participating Starwood properties and retail partners
Express Approval. Get a decision in less than 60 seconds.

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
See Terms*	See Terms*	15.24%	See Terms*	Yes	Excellent

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IBERIABANK Visa® Platinum Card

Variable Rate APR ranging from Prime + 5.00% thru Prime + 11.00% depending on creditworthiness and other factors
Purchase and Cash Advance APR's may vary with the market based on the Prime Rate.
Earn 1 bonus point for every $1 in qualifying net retail purchases
Turn your points into hotel, gift, or experience rewards
Travel accident coverage up to $1,000,000
No annual membership fee
Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.
25 day grace period
Online access to credit card account information

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A	N/A	8.25% - 14.25%	None	Yes	Excellent

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Visa® Black Card

24-Hour Concierge Service: Enjoy the personalized assistance of a 24-hour Concierge Service catering to entertainment, travel, business, shopping and lifestyle needs.
Exclusive Rewards Program: Receive 1% cash back on all purchases with Black Card’s Exclusive Rewards Program.
Travel Redemption: Redeem points at a higher rate for flights on any airline at any time. No blackout dates or advance purchase requirements.
Luxury Gifts: Cardmembers receive luxury gifts from some of the world's top brands.
Travel Lounge Priority Pass: Complimentary membership which provides access to over 600 lounges in more than 100 countries.
Limited Membership: Membership is limited to ensure the highest caliber of personal service is provided to each Cardmember.
Black Card Benefits: Cardmembers are eligible for benefits including Worldwide Travel Insurance, Baggage Delay Insurance, Trip Interruption Insurance, Warranty Manager Service and Purchase Security.

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A	N/A	13.24%	$495	Yes	Excellent

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Chase Sapphire(SM)

10,000 Bonus Points after first purchase
2X on all airfare booked through Ultimate Rewards
No earning caps, point expiration, or blackout dates
Earn up to 10x for every dollar when shopping at select merchants through Ultimate Rewards Mall
1 point for every dollar on all other purchases
24/7 Dedicated service advisor (No voice recording)
Premier travel protection benefits
No Annual Fee

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A	N/A	As low as 12.24% Variable	None	No	Excellent

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FREE SPIRIT(TM) Onyx World MasterCard®

Get 15,000 bonus miles after your first purchase - which is enough for 3 FREE roundtrip off-peak award tickets
Get up to 10,000 additional miles for balance transfers made in the first 60 days after account opening
Annual fee waived for the first year
Get complimentary $9 Fare Club membership (a $39.95 value!)
Priority boarding and domestic priority check-in
Earn 3 miles for every $1 spent on Spirit and 1 mile for every $1 spent anywhere else
Your miles never expire and more

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A	N/A	14.24%-17.24%	See Terms*	Yes	Good

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Frequent flyer credit cards allow you to earn miles to use towards your next flight quickly. One type is through an airline. These benefits are from the airline. Most come with large introductory miles (free to you when you start using the card) and may be as large as 20,000 miles. If you have a flier account, use this method to get a sizable number of miles quickly.

Those who wish to use rewards outside of one particular airline carrier will want to select airline cards that allow for you to redeem the free travel discounts at any of over 250 major airlines. This is a more flexible option for many and the points earned may be available for cash back, free hotel stays or on other travel related discounts.

With most credit cards offering miles rewards, you will earn one point per dollar spent, but double points are often available. Some cards allow for specific purchase, such as those at a grocery store to count for additional points. Take the time to compare the credit lines available to find which ones are most suitable to you. Consider how many points are required for a free flight, what limitations there are per year and if there is any expiration of the miles.

Locate credit cards able to provide you with many benefits. Some offer low interest rates and even 0% APR introductory offers. Since this is a reward card, keep in mind that you will want to pay off the balance in full each month to avoid finance charges. If you carry a balance, you may wish to look for a card with a lower interest rate since some airline credit cards have a higher rate.

Introductory Rate	Purchases:	0%*	Balance Transfers:	0%*
Introductory Period	Purchases:	6 Months*	Balance Transfers:	6 Months*
Regular APRs	Purchases:	as low as 11.99% Variable*	Balance Transfers:	as low as 11.99% Variable*
Regular APRs	Cash Advance:	*	Penalty:	*
Fees	Annual:	None	Balance Transfers:	See Terms*
Fees	Late:	See Terms*	Cash Advance:	See Terms*
Important	See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.

Introductory Rate	Purchases:	See Terms*	Balance Transfers:	See Terms*
Introductory Period	Purchases:	See Terms*	Balance Transfers:	See Terms*
Regular APRs	Purchases:	As Low As 17.24%	Balance Transfers:	See Terms*
Regular APRs	Cash Advance:	*	Penalty:	*
Fees	Annual:	No Annual Fee	Balance Transfers:	See Terms*
Fees	Late:	See Terms*	Cash Advance:	See Terms*
Important	See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.

Introductory Rate	Purchases:	See Terms*	Balance Transfers:	See Terms*
Introductory Period	Purchases:	See Terms*	Balance Transfers:	See Terms*
Regular APRs	Purchases:	14.50%	Balance Transfers:	See Terms*
Regular APRs	Cash Advance:	*	Penalty:	*
Fees	Annual:	$150 per year	Balance Transfers:	See Terms*
Fees	Late:	See Terms*	Cash Advance:	See Terms*
Important	See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.

Introductory Rate	Purchases:	See Terms*	Balance Transfers:	See Terms*
Introductory Period	Purchases:	See Terms*	Balance Transfers:	See Terms*
Regular APRs	Purchases:	14.50%	Balance Transfers:	See Terms*
Regular APRs	Cash Advance:	*	Penalty:	*
Fees	Annual:	$450 per year	Balance Transfers:	See Terms*
Fees	Late:	See Terms*	Cash Advance:	See Terms*
Important	See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.

Introductory Rate	Purchases:	N/A	Balance Transfers:	N/A
Introductory Period	Purchases:	N/A	Balance Transfers:	N/A
Regular APRs	Purchases:	N/A	Balance Transfers:	N/A
Regular APRs	Cash Advance:	*	Penalty:	*
Fees	Annual:	$450 annual fee	Balance Transfers:	See Terms*
Fees	Late:	See Terms*	Cash Advance:	See Terms*
Important	See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.