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Cash Back

A cash back credit card gives you a percentage back on each of the qualified purchases you make on the card. This is a rebate, not instantly available, but usually available when you accumulate enough of a reward on your statement. Some cash back credit card options allow you to earn up to 5% back on some purchases, such as those made at your gas station or grocery store. You may earn up to 1% back on all other purchase. Each cash back credit card is different since some may give you a higher rebate on specific types of purchases like those form a home improvement store or an apparel retailer.

Blue Cash(R) from American Express

When you shop with Blue Cash, you can earn up to 5% cash back on every eligible purchase
No Annual Fee
0% Intro APR for 6 months on purchases
Express Approval. Get a decision in less than 60 seconds.

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
See Terms*	See Terms*	As Low As 17.24%	No Annual Fee	Yes	Excellent

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Discover® More® Card

0% APR on Balance Transfers for a FULL 12 months
0% APR on Purchases for a FULL 6 months
5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
Up to 1% unlimited Cashback Bonus on all other purchases automatically
Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
Instant Response within 60 seconds
No Annual Fee

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	6 Months*	as low as 11.99% Variable*	None	Yes	Excellent

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Discover® Open Road(SM) Card

Double Cashback Bonus automatically on your first $250 in purchases each month at any gas station and any restaurant.
5% to 20% Cashback Bonus at over 100 top retailers through our exclusive online shopping mall, ShopDiscover(SM)
Up to 1% unlimited Cashback Bonus on all other purchases automatically
Flexible redemption options: choose from Partner gift cards, merchandise, Discover® gift cards, credit to your Discover card account or an electronic deposit to your bank account
Turn your Cashback Bonus into bigger rewards by redeeming for gift cards or eCertificates from over 100 brand-name Partners such as Bed, Bath & Beyond®, Red Lobster® and Lands' End®.

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	6 Months*	as low as 11.99% Variable*	None	Yes	Good

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Discover® Motiva(SM) Card

Cash Rewards for your good credit management!
Get a Pay-On-Time Bonus(SM) equal to a full month’s interest every time you make 6 on-time payments in a row?twice a year, every year
5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
Up to 1% Cashback Bonus on all other purchases
Unlimited cash rewards
Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
3.99% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers*

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
3.99%*	6 Months*	as low as 11.99% Variable*	None	Yes	Good

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Discover® More® Card - American Flag

0% APR on Balance Transfers and Purchases for a full 6 months
5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
Up to 1% unlimited Cashback Bonus on all other purchases automatically
Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
Instant Response within 60 seconds
No Annual Fee

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	6 Months*	as low as 11.99% Variable*	None	Yes	Excellent

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Discover® More® Card - Wildlife Collection

0% APR on Balance Transfers and Purchases for a full 6 months
5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
Up to 1% unlimited Cashback Bonus on all other purchases automatically
Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
Instant Response within 60 seconds
No Annual Fee

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	6 Months*	as low as 11.99% Variable*	None	Yes	Excellent

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Discover® More® Card - Sealife Collection

0% APR on Balance Transfers and Purchases for a full 6 months
5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
Up to 1% unlimited Cashback Bonus on all other purchases automatically
Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
Instant Response within 60 seconds
No Annual Fee

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	6 Months*	as low as 11.99% Variable*	None	Yes	Excellent

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Discover® More® Card - Monogram

0% APR on Balance Transfers and Purchases for a full 6 months
5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
Up to 1% unlimited Cashback Bonus on all other purchases automatically
Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
Instant Response within 60 seconds
No Annual Fee

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	6 Months*	as low as 11.99% Variable*	None	Yes	Excellent

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Escape by Discover® Card

25,000 Bonus Miles – 1,000 Miles each month you make a purchase the first 25 months
Unlimited Double Miles on all purchases
Book any travel, anytime with no blackout dates or restrictions
2 additional Miles for every $1 you spend through ShopDiscover, our exclusive online shopping site
Enhanced travel benefits
Redeem for travel credits to your account, gift cards from any of our 90 brand-name Partners or cash starting at just 1,000 Miles
$60 Annual Fee

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	6 months*	as low as 11.99% Variable*	$60*	Yes	Excellent

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TrueEarnings(R) Card from Costco and American Express

Earn cash back on gas and a $25 statement credit with your first purchase made with the Card.
Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
No Annual Fee with your paid Costco Membership
The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
No Limit on the Cash Back earned

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
See Terms*	See Terms*	15.24%	See Terms*	Yes	Excellent

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American Express (R) Preferred Rewards Gold Card

Earn 10,000 Membership Rewards(R) bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!
The Membership Rewards(R) program - Earn 1 Membership Rewards(R) point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.
Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
Express Approval. Get a decision in less than 60 seconds.

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A	N/A	N/A	$125 annual fee	No	Excellent

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American DreamCard™ MasterCard®

Over $1.1 Million Awarded to Date!
Large monthly cash jackpots
Earn entries from everyday shopping
Get 1,000 entries just for applying!
A New Winner Every Month!
Refer your friends and automatically receive 50 entries for each referral and get a signing bonus of 1,000 entries for each referral who is approved for the American DreamCard™
See terms and conditions for important rate, fee, and other cost information, and limitations

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A	N/A	14.99% or 21.99% Variable	$0- $59*	Yes	Average

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IBERIABANK Visa® Gold Card

Variable Rate APR ranging from Prime + 5.00% thru Prime + 11.00% depending on creditworthiness and other factors
Purchase and Cash Advance APR's may vary with the market based on the Prime Rate.
Earn 1% in cash back credit on all qualifying purchases
No limit on cash back; no expiration date on eligibility for accounts in good standing
Travel accident coverage up to $500,000
No annual membership fee
Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.
25 Day grace period
Online access to credit card account information

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A	N/A	8.25% - 14.25%	None	Yes	Excellent

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Platinum Card(R) from American Express

Earn 25,000 Membership Rewards(R) bonus points when you spend $1,000 in 3 months - Redeemable for one round-trip domestic airline ticket!
24-hour access to Concierge service for the finest experiences in dining, entertainment, and luxury
Fine Hotels & Resorts Program - exclusive amenities at boutique, resort, and luxury hotels around the world
By Invitation Only(R)Events - access to exclusive, once-in-a-lifetime events
Complimentary Airport Club Access
The Membership Rewards First(R) program - Enjoy exclusive access to rewards and experiences featuring luxury retail, lifestyle, and world-class travel

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A	N/A	N/A	$450 annual fee	No	Excellent

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Visa® Black Card

24-Hour Concierge Service: Enjoy the personalized assistance of a 24-hour Concierge Service catering to entertainment, travel, business, shopping and lifestyle needs.
Exclusive Rewards Program: Receive 1% cash back on all purchases with Black Card’s Exclusive Rewards Program.
Travel Redemption: Redeem points at a higher rate for flights on any airline at any time. No blackout dates or advance purchase requirements.
Luxury Gifts: Cardmembers receive luxury gifts from some of the world's top brands.
Travel Lounge Priority Pass: Complimentary membership which provides access to over 600 lounges in more than 100 countries.
Limited Membership: Membership is limited to ensure the highest caliber of personal service is provided to each Cardmember.
Black Card Benefits: Cardmembers are eligible for benefits including Worldwide Travel Insurance, Baggage Delay Insurance, Trip Interruption Insurance, Warranty Manager Service and Purchase Security.

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A	N/A	13.24%	$495	Yes	Excellent

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Biodegradable Discover® More® Card

Help protect the planet with the new biodegradable Discover Card
Card plastic breaks down 99% within five years in landfill conditions
0% APR on Balance Transfers and Purchases for a full 6 months
5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
Up to 1% unlimited Cashback Bonus on all other purchases automatically
Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
Instant Response within 60 seconds
No Annual Fee

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	6 months*	as low as 11.99% Variable*	None	Yes	Excellent

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Chase Freedom(SM)

3% bonus cash back offers in popular, rotating categories like gas, home improvement and department stores
Full 1% Cash Back on everything else - no spending tiers or caps on how much you can earn
Up to an additional 20% cash back at select merchants when you shop online through Chase
0% Intro APR and No Annual Fee

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%	up to 6 months on Purchases	As low as 12.99% Variable	None	No	Good

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IBERIABANK Visa® Platinum Card

Variable Rate APR ranging from Prime + 5.00% thru Prime + 11.00% depending on creditworthiness and other factors
Purchase and Cash Advance APR's may vary with the market based on the Prime Rate.
Earn 1 bonus point for every $1 in qualifying net retail purchases
Turn your points into hotel, gift, or experience rewards
Travel accident coverage up to $1,000,000
No annual membership fee
Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.
25 day grace period
Online access to credit card account information

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A	N/A	8.25% - 14.25%	None	Yes	Excellent

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Discover® More®Card – Shamrock

0% APR on Purchases for a FULL 9 months
0% APR on Balance Transfers for a FULL 12 months
5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
Up to 1% unlimited Cashback Bonus on all other purchases automatically
Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
Instant Response within 60 seconds
No Annual Fee

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	9 months*	as low as 12.99% Variable*	None	Yes	Excellent

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Discover® More®Card - $50 Cashback Bonus®

0% APR on Balance Transfers for a FULL 12 months
0% APR on Purchases for a FULL 6 months
Get $50 Cashback Bonus after your first $599 in purchases
5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants and more
Up to 1% unlimited Cashback Bonus on all other purchases automatically
Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
Instant Response within 60 seconds
No Annual Fee

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	6 months*	as low as 12.99% Variable*	None	Yes	Excellent

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Discover® More® Card – Monogram

0% APR on Balance Transfer for a FULL 12 months
5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
Up to 1% unlimited Cashback Bonus on all other purchases automatically
Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
Instant Response within 60 seconds
No Annual Fee

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
2.99%*	12 months*	as low as 12.99% Variable*	None	Yes	Excellent

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Click here for Cash Back Student Credit Cards

Getting cards that offer the cash back is like getting a 5% discount on your purchases. You are able to get more from these savings by simply using your cash back credit card for more purchases. Then, over a period of a year, you will earn a good amount of money back. Give family members a card for your account too, to increase the amount of cash back you earn.

Read the terms of any rebate or cash back credit card offer. Some companies cap the amount you can earn or require a specific amount to be earned prior to paying out. They may also place expiry dates on the rebates. The method of redeeming them will different from each lender, too.

Cash back credit cards are most profitable if you pay your card balance in full every month. If you intend to keep a balance on your cash back credit card, you might prefer instead to find one that offers a low interest rate or balance transfers. Both businesses and individuals can obtain cash back offers like this. Many of the best credit cards are available for browsing right at this website.

Introductory Rate	Purchases:	See Terms*	Balance Transfers:	See Terms*
Introductory Period	Purchases:	See Terms*	Balance Transfers:	See Terms*
Regular APRs	Purchases:	As Low As 17.24%	Balance Transfers:	See Terms*
Regular APRs	Cash Advance:	*	Penalty:	*
Fees	Annual:	No Annual Fee	Balance Transfers:	See Terms*
Fees	Late:	See Terms *	Cash Advance:	See Terms*
Important	See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.

Introductory Rate	Purchases:	0%*	Balance Transfers:	0%*
Introductory Period	Purchases:	6 Months*	Balance Transfers:	12 Months*
Regular APRs	Purchases:	as low as 11.99% Variable*	Balance Transfers:	as low as 11.99% Variable*
Regular APRs	Cash Advance:	*	Penalty:	*
Fees	Annual:	None	Balance Transfers:	See Terms*
Fees	Late:	See Terms*	Cash Advance:	See Terms*
Important	See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.

Introductory Rate	Purchases:	0%*	Balance Transfers:	0%*
Introductory Period	Purchases:	6 Months*	Balance Transfers:	6 Months*
Regular APRs	Purchases:	as low as 11.99% Variable*	Balance Transfers:	as low as 11.99% Variable*
Regular APRs	Cash Advance:	*	Penalty:	*
Fees	Annual:	None	Balance Transfers:	See Terms*
Fees	Late:	See Terms*	Cash Advance:	See Terms*
Important	See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.

Introductory Rate	Purchases:	3.99%*	Balance Transfers:	3.99%*
Introductory Period	Purchases:	6 Months*	Balance Transfers:	Up to 12 Months*
Regular APRs	Purchases:	as low as 11.99% Variable*	Balance Transfers:	as low as 11.99% Variable*
Regular APRs	Cash Advance:	*	Penalty:	*
Fees	Annual:	None	Balance Transfers:	See Terms*
Fees	Late:	See Terms*	Cash Advance:	See Terms*
Important	See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.

Introductory Rate	Purchases:	0%*	Balance Transfers:	0%*
Introductory Period	Purchases:	6 Months*	Balance Transfers:	6 Months*
Regular APRs	Purchases:	as low as 11.99% Variable*	Balance Transfers:	as low as 11.99% Variable*
Regular APRs	Cash Advance:	*	Penalty:	*
Fees	Annual:	None	Balance Transfers:	See Terms*
Fees	Late:	See Terms*	Cash Advance:	See Terms*
Important	See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.