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Cash Back

A cash back credit card gives you a percentage back on each of the qualified purchases you make on the card. This is a rebate, not instantly available, but usually available when you accumulate enough of a reward on your statement. Some cash back credit card options allow you to earn up to 5% back on some purchases, such as those made at your gas station or grocery store. You may earn up to 1% back on all other purchase. Each cash back credit card is different since some may give you a higher rebate on specific types of purchases like those form a home improvement store or an apparel retailer.

Discover® Student Card

0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
5% Cashback Bonus®* in categories that change like gas, restaurants, department stores and more. Limitations apply*
Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com
Up to 1% unlimited Cashback Bonus on everything else you buy
$0 Fraud Liability plus mobile and email fraud alert options
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0.00%*	9 months on purchases*	13.99-20.99% (Variable)*	$0.00*	No	Fair Credit*

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Discover® Open Road^SM Card for Students

Discover® Open Road<sup>SM</sup> Card for Students

0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
Double Cashback Bonus®* at gas stations and restaurants
Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com
Up to 1% unlimited Cashback Bonus on everything else you buy
$0 Fraud Liability plus mobile and email fraud alert options
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0.01%*	9 months on purchases*	13.99-20.99% (Variable)*	$0.00*	No	Fair Credit*

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Discover® Student Card

Get $25 Cashback Bonus®* when you make your 1st purchase within 3 months
0% intro APR on purchases for 6 months, then the variable standard purchase APR of 13.99% - 20.99%*
5% Cashback Bonus®* in categories that change like gas, restaurants, department stores and more. Limitations apply*
Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com
Up to 1% unlimited Cashback Bonus on everything else you buy
$0 Fraud Liability plus mobile and email fraud alert options
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0.00%*	6 months on purchases*	13.99-20.99% (Variable)*	$0.00*	No	Fair Credit*

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Click here for Cash Back Consumer Credit Cards

Getting cards that offer the cash back is like getting a 5% discount on your purchases. You are able to get more from these savings by simply using your cash back credit card for more purchases. Then, over a period of a year, you will earn a good amount of money back. Give family members a card for your account too, to increase the amount of cash back you earn.

Read the terms of any rebate or cash back credit card offer. Some companies cap the amount you can earn or require a specific amount to be earned prior to paying out. They may also place expiry dates on the rebates. The method of redeeming them will different from each lender, too.

Cash back credit cards are most profitable if you pay your card balance in full every month. If you intend to keep a balance on your cash back credit card, you might prefer instead to find one that offers a low interest rate or balance transfers. Both businesses and individuals can obtain cash back offers like this. Many of the best credit cards are available for browsing right at this website.

Introductory Rate	Purchases:	0.00%*	Balance Transfers:	N/A*
Introductory Period	Purchases:	9 months on purchases*	Balance Transfers:	N/A*
Regular APRs	Purchases:	13.99-20.99% (Variable)*	Balance Transfers:
Regular APRs	Cash Advance:		Penalty:
Fees	Annual:	$0.00*	Balance Transfers:
Fees	Late:	See Terms*	Cash Advance:	See Terms*
Important	See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.

Introductory Rate	Purchases:	0.01%*	Balance Transfers:	N/A*
Introductory Period	Purchases:	9 months on purchases*	Balance Transfers:	N/A*
Regular APRs	Purchases:	13.99-20.99% (Variable)*	Balance Transfers:
Regular APRs	Cash Advance:		Penalty:
Fees	Annual:	$0.00*	Balance Transfers:
Fees	Late:	See Terms*	Cash Advance:	See Terms*
Important	See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.

Introductory Rate	Purchases:	0.00%*	Balance Transfers:	N/A*
Introductory Period	Purchases:	6 months on purchases*	Balance Transfers:	N/A*
Regular APRs	Purchases:	13.99-20.99% (Variable)*	Balance Transfers:
Regular APRs	Cash Advance:		Penalty:
Fees	Annual:	$0.00*	Balance Transfers:
Fees	Late:	See Terms*	Cash Advance:	See Terms*
Important	See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.