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Points

Points credit cards provide an individual or a business with the ability to earn something from using a credit card. Each credit card is different. The amount of points earned, the way they can be spent and other factors change regularly. Points are awarded to those who use the credit card. They can be redeemed for a wide range of items. Choose the best card, with the best point system in place to get the most for each purchase made.

Discover® Student More Card

Built for actual exam-taking, power nap-loving students.

5% Cashback Bonus®* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza.
5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall.
Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	6 Months*	13.99% - 20.99% (Variable)*	None	No	Fair

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Discover® Student Clear Card

Built for actual exam-taking, power nap-loving students.

5% Cashback Bonus®* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza.
5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall.
Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	6 Months*	13.99% - 20.99% (Variable)*	None	No	Fair

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Discover® Student Tropical Beach Card

Built for actual exam-taking, power nap-loving students.

5% Cashback Bonus®* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza.
5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall.
Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	6 Months*	13.99% - 20.99% (Variable)*	None	No	Fair

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Discover® Student Card - Monogram Collection

Built for actual exam-taking, power nap-loving students.

5% Cashback Bonus®* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza.
5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall.
Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	6 Months*	13.99% - 20.99% (Variable)*	None	No	Fair

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Discover® Student Open Road Card

Put a road trip in your wallet.

Double Cashback Bonus® at any gas station and any restaurant (yes, even on those infamous 1 AM burritos.)
Hello 5% to 20% Cashback Bonus at our exclusive online mall; goodbye mall-walkers.
Up to 1% unlimited Cashback Bonus on everything else you buy along the way, automatically.
Turn your Cashback Bonus into even bigger rewards by redeeming for gift cards or eCertificates from more than 100 brand-name retailers.

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	6 Months*	13.99% - 20.99% (Variable)*	None*	No	Fair

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Click here for Points Consumer Credit Cards

Rewards credit cards often provide the credit card user with points. The point value is not always the same, but it may be $1 equals 1 point earned. This does not correlate to the redemption value. It may take 100 or 1000 points to earn any cash value. Still, when one uses a line of credit enough, the value of the points will add up quickly.

Choose credit cards that offer rewards in areas that are beneficial to your needs. Use your point balance to get merchandise, gift certificates, cash back, airline miles, and free travel benefits such as free hotels, free car rentals or discounts on business class services. Browse through the credit card offers to find those offering rewards that fit your lifestyle and needs.

Also, keep in mind that some credit cards offer additional points when specific types of purchases are made. For example, double points may be earned on purchases in grocery stores or at home improvement stores. This is specific to the credit card's offer, and may be for a limited time. Read the terms and conditions to learn what benefits the cards offer and if there are any stipulations, expirations or fees associated with it.

When choosing reward credit cards, learn what the points available offer. To make the most of using these lines of credit, be sure to pay off the balance in full at the end of the month to avoid finance charges. If you carry a balance, you may wish to look for 0 introductory APR offers or a low interest rate. Some credit cards offer both low interest rates, intro offers of 0% APR and other benefits alongside points.

Introductory Rate	Purchases:	0%*	Balance Transfers:	N/A*
Introductory Period	Purchases:	6 Months*	Balance Transfers:	N/A*
Regular APRs	Purchases:	13.99% - 20.99% (Variable)*	Balance Transfers:	N/A*
Regular APRs	Cash Advance:	*	Penalty:	*
Fees	Annual:	None	Balance Transfers:	3%, $5 minimum *
Fees	Late:	See Terms*	Cash Advance:	3%, $5 minimum *
Important	See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.

Introductory Rate	Purchases:	0%*	Balance Transfers:	N/A*
Introductory Period	Purchases:	6 Months*	Balance Transfers:	N/A*
Regular APRs	Purchases:	13.99% - 20.99% (Variable)*	Balance Transfers:	N/A*
Regular APRs	Cash Advance:	*	Penalty:	*
Fees	Annual:	None	Balance Transfers:	3%, $5 minimum *
Fees	Late:	See Terms*	Cash Advance:	3%, $5 minimum *
Important	See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.

Introductory Rate	Purchases:	0%*	Balance Transfers:	N/A*
Introductory Period	Purchases:	6 Months*	Balance Transfers:	N/A*
Regular APRs	Purchases:	13.99% - 20.99% (Variable)*	Balance Transfers:	N/A*
Regular APRs	Cash Advance:	*	Penalty:	*
Fees	Annual:	None	Balance Transfers:	3%, $5 minimum *
Fees	Late:	See Terms*	Cash Advance:	3%, $5 minimum *
Important	See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.

Introductory Rate	Purchases:	0%*	Balance Transfers:	N/A*
Introductory Period	Purchases:	6 Months*	Balance Transfers:	N/A*
Regular APRs	Purchases:	13.99% - 20.99% (Variable)*	Balance Transfers:	N/A*
Regular APRs	Cash Advance:	*	Penalty:	*
Fees	Annual:	None	Balance Transfers:	3%, $5 minimum *
Fees	Late:	See Terms*	Cash Advance:	3%, $5 minimum *
Important	See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.

Introductory Rate	Purchases:	0%*	Balance Transfers:	N/A*
Introductory Period	Purchases:	6 Months*	Balance Transfers:	N/A*
Regular APRs	Purchases:	13.99% - 20.99% (Variable)*	Balance Transfers:	N/A*
Regular APRs	Cash Advance:	*	Penalty:	*
Fees	Annual:	None*	Balance Transfers:	See Terms*
Fees	Late:	See Terms*	Cash Advance:	See Terms*
Important	See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.