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Retail rewards are a good way to get something back from the purchases you are making. These reward credit cards allow you to earn points that can be applied to various types of products including gift certificates and merchandise from your favorite retailer. Those looking for a retail credit line should keep an eye out for these lucrative offers.

Discover® Student More Card

Built for actual exam-taking, power nap-loving students.

5% Cashback Bonus®* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza.
5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall.
Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	6 Months*	13.99% - 20.99% (Variable)*	None	No	Fair

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Discover® Student Clear Card

Built for actual exam-taking, power nap-loving students.

5% Cashback Bonus®* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza.
5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall.
Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	6 Months*	13.99% - 20.99% (Variable)*	None	No	Fair

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Discover® Student Tropical Beach Card

Built for actual exam-taking, power nap-loving students.

5% Cashback Bonus®* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza.
5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall.
Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	6 Months*	13.99% - 20.99% (Variable)*	None	No	Fair

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Discover® Student Card - Monogram Collection

Built for actual exam-taking, power nap-loving students.

5% Cashback Bonus®* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza.
5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall.
Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	6 Months*	13.99% - 20.99% (Variable)*	None	No	Fair

More information
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Click here for Retail Consumer Credit Cards

Benefits of Retail Credit Cards

Brand name companies and retail stores often provide credit cards to their patrons. These cards offer lucrative credit limits that allow individuals to make purchases at their facility or on their products only. These credit lines may or may not offer rewards. Those who have a good credit score and who regularly shop at the retailer should consider the rebate type of cards specifically since they focus on these consumers.

Most brand credit lines like this are only able to be used at the company the card is issued for. With each purchase, up to 5% of a rebate is earned on the purchase. This is often noted in the form of points. Points are often based on one point for one dollar spent. Once a minimum level is reached, the points may be redeemed. Some credit lines offer a cash back rebate. Other reward options include gift certificates or free products and services.

When choosing retail reward cards like this, be sure to read through the terms and conditions. This will tell you how many points are required to seek redemption. It will also give you information on what the points are redeemed for and if there is an expiration on those points. Learn about the interest rate charged and other factors associated with the credit line as well.

Retail and brand name credit cards are an excellent option if you plan to use the credit line regularly. If the company is one you frequent often, these rewards can be an ideal investment since you can apply the rebate on your credit line or get free products you are interested in. In fact, using retail cards like this is an excellent way to save money on the purchases you are already making on the brand.

Introductory Rate	Purchases:	0%*	Balance Transfers:	N/A*
Introductory Period	Purchases:	6 Months*	Balance Transfers:	N/A*
Regular APRs	Purchases:	13.99% - 20.99% (Variable)*	Balance Transfers:	N/A*
Regular APRs	Cash Advance:	*	Penalty:	*
Fees	Annual:	None	Balance Transfers:	3%, $5 minimum *
Fees	Late:	See Terms*	Cash Advance:	3%, $5 minimum *
Important	See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.

Introductory Rate	Purchases:	0%*	Balance Transfers:	N/A*
Introductory Period	Purchases:	6 Months*	Balance Transfers:	N/A*
Regular APRs	Purchases:	13.99% - 20.99% (Variable)*	Balance Transfers:	N/A*
Regular APRs	Cash Advance:	*	Penalty:	*
Fees	Annual:	None	Balance Transfers:	3%, $5 minimum *
Fees	Late:	See Terms*	Cash Advance:	3%, $5 minimum *
Important	See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.

Introductory Rate	Purchases:	0%*	Balance Transfers:	N/A*
Introductory Period	Purchases:	6 Months*	Balance Transfers:	N/A*
Regular APRs	Purchases:	13.99% - 20.99% (Variable)*	Balance Transfers:	N/A*
Regular APRs	Cash Advance:	*	Penalty:	*
Fees	Annual:	None	Balance Transfers:	3%, $5 minimum *
Fees	Late:	See Terms*	Cash Advance:	3%, $5 minimum *
Important	See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.

Introductory Rate	Purchases:	0%*	Balance Transfers:	N/A*
Introductory Period	Purchases:	6 Months*	Balance Transfers:	N/A*
Regular APRs	Purchases:	13.99% - 20.99% (Variable)*	Balance Transfers:	N/A*
Regular APRs	Cash Advance:	*	Penalty:	*
Fees	Annual:	None	Balance Transfers:	3%, $5 minimum *
Fees	Late:	See Terms*	Cash Advance:	3%, $5 minimum *
Important	See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.